Travel Credit Card 2025 – Features, Eligibility & How to Apply

A Travel Credit Card can be a game-changer if you travel frequently. It enhances your travel experiences by providing special deals. A Travel Credit Card provides several benefits like air miles, access to airport lounges, travel insurance and reduced rates on travel-related expenses. Using a Travel Credit Card for purchases will also help you earn reward points. A Travel Credit Card can simplify your travels by providing ease, financial savings and exclusive travel experiences. 

Travel Credit card fees & charges

Certain fees associated with the ICICI Bank Travel Credit Cards may differ according to the details of the specific Card. There are charges such as annual fee, joining fee and more. Some of the Card fees and charges for ICICI Bank Travel Credit Cards have been mentioned below:

ICICI Bank Travel Credit Cards: Benefits & Features

At ICICI Bank, we believe in providing great travel benefits that everyone can enjoy and rely on. Below are the key features and benefits of various ICICI Bank Travel Credit Cards, at a glance:

Travel Credit Cards:  Eligibility Criteria

Specific eligibility criteria for customers to qualify for a Travel Credit Card are mentioned below:

Age

The applicant’s age should be between 21 and 65 years.

Income

Most Travel Credit Cards from ICICI Bank have a certain minimum annual income, depending on the specific Card.

Credit Score

To be eligible, one needs to have a good credit record and credit score. Usually, it should be in the ‘good’ or ‘excellent' range.

Travel Credit Cards: Documents Required

The following documents are required to apply for a Travel Credit Card from ICICI Bank:

Identity Proof

Valid documents that are commonly acceptable include: Passport, Aadhaar Card, PAN Card or Driving licence.

Address Proof

Documents like utility bills, signed rental agreements or the latest bank account statement with the address.

Income Proof

Proofs of income may include a salary slip, an income tax return and a business financial statement, among others.

Duly filled Application Form

Fill in the application form provided by ICICI Bank and ensure that the correct details are entered in each field.

Bank Statements

You might need to submit recent bank statements while applying for the Credit Card.

It is worth mentioning here that the above criteria, in terms of document submissions, might vary depending on the particular Travel Credit Card being applied for.

Steps to Apply for Travel Credit Cards

Here are the steps to apply for a Travel Credit Card:

1. Verify your eligibility

Ensure that you meet the age, income, employment status and credit score criteria required.

2. Select your Card

Choose a Travel Credit Card that best suits your needs, both financially and in terms of travel. Every Card has unique benefits and features.

3. Submit an online application

Go to the Credit Card page on the Bank’s website or log in to the iMobile app and choose your Card. Click on ‘Apply Now’ or ‘Get Started’ to submit your financial and personal information.

4. Upload the documents

Upload the necessary documents, including passport-sized photographs, proof of identity, proof of address and proof of income.

5. Evaluation

The Bank will examine your application. Make sure you have provided the correct information for your application to be accepted.

6. Acceptance and approval

The Bank will send you a confirmation once your application is approved after verification.

7. Delivery of the card

The Credit Card will be sent to your registered address. On receiving the Card, you are required to activate it.

Things To Keep in Mind When You Choose a Travel Credit Card

When selecting a Travel Credit Card, look for features like lounge access deals, low foreign transaction fees and travel insurance. Moreover, you should consider annual fees, partner airlines and reward redemption options to ensure that the Card matches your travel habits and offers value for money.