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NRI Family Banking FAQs

What is NRI Family Banking?

NRI Family Banking is a premium offering under the NRI Premia Programme, designed for global citizens. It provides:

  • Preferential remittance rates
  • Domestic & international airport lounge access
  • Family banking benefits
  • Exclusive privileges for NRI and resident family members

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What is the Money in Bank (MIB) Requirement?
Family Type MIB MIB +MF AUM+Demat

NRI Select Banking Family

₹7.5 lakhs

₹75 lakhs

NRI Premium Family

₹37.5 lakhs

₹1.5 Cr

Only Savings Account holders (excluding No Frills, HUF, and Current Accounts) are eligible for Family Banking.

Accounts like Advantage Woman Savings, Senior Citizen Savings, and Youngstars Savings can be included.

Family ID will be dissolved if the MIB is not maintained for consecutive months.

Can a Resident Indian Apply for NRI Family Banking?

Yes, a resident Indian Savings Account holder can be part of NRI Family Banking. However:

  • The NRI Premium customer ID must be the primary customer ID in the NRI Premium Family ID.
  • A minimum of two and a maximum of nine members can form a Family Banking relationship.

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What are the different Family Banking variants?
  • NRI Private Banking Programme: NRI members get Private Account benefits, while resident members get upgraded to Resident Private Account benefits.
  • NRI Premium Programme: NRI members enjoy Premium Account benefits, while resident members receive Wealth Account benefits.
  • NRI Select Banking Programme: NRI members get Select Account benefits, while resident members get upgraded to Resident Select Account benefits. Click here for Terms and Conditions

Why was my NRI Family ID request rejected?

Your request may be rejected if incorrect or incomplete details are provided. Please make sure you use the correct NRI Family ID form, fill in all required fields, and attach necessary documents.

I submitted a Resident form instead of an NRI form. What should I do?

You’ll need to re-submit the NRI Family ID form with complete and correct details. The form is available at your nearest branch or on the bank’s website.

My Family ID already exists. Can I create a new one?

No. If a Family ID already exists, please use the same one for any updates. If changes are needed, request for modification or deletion instead of creating a new ID.

Can a Resident family member be the primary account holder in an NRI Family ID?

No. The primary account holder must be an NRI. Requests with a Resident as primary will not be processed.

What documents should I submit with my NRI Family ID form?

Please submit:

  • The NRI Family ID form, fully filled and signed
  • KYC documents (passport, visa, and address proof) for all members

Incomplete or unsigned forms may be rejected.

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