Savings Account FAQs

Saving Account

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Does an ICICI Bank savings account come with a debit card?

Yes, you have an option to avail a debit card with your ICICI Bank savings account. Opting for a debit card will ensure seamless transactions and access to digital banking services.

What are the charges applicable on an ICICI Bank savings account?

Click here to know about the applicable charges on your account

How can I update the nominee in my ICICI Bank savings account?

Click here to know about the steps to update nominee in your savings account

What is the process for ICICI Bank savings account KYC update?

You can update your KYC by submitting identity and address proof at the branch or through online channels as per RBI guidelines. Periodic updates may be required.

What are the benefits of an ICICI Bank savings account?

Click here to explore the benefits of ICICI Bank Savings Account

What is the customer care number for ICICI Bank savings account related queries?

For any queries, call ICICI Bank’s 24x7 customer care at 1800 1080 or use the ‘Ask iPal’ chatbot on the official website.

Can I convert my ICICI Bank salary account to a savings account?

Yes, if your salary is not credited for a certain period (typically 3 months), the salary account is auto-converted to a savings account. You may also request the conversion formally at a branch.

Can I open a joint ICICI Bank savings account?

Yes, ICICI Bank allows you to open a joint account with one or more individuals, with either or survivor, jointly, or former/latter operational modes.

How can I get an account statement for my ICICI Bank savings account?

Account statements can be accessed via internet banking, iMobile App, email statement subscription, or by requesting a physical copy from the branch.

Can I open more than one ICICI Bank savings account?

Yes, you can open multiple savings accounts with ICICI Bank, though it’s advisable to maintain them actively and comply with KYC norms

Is Family banking available for customers not enrolled into any programme?

Family Banking is an exclusive benefit which is available only for customers enrolled in Select Banking, Wealth Management and Private Banking for Savings Account. For Salary Account holders, this is available for Power Pay, Select Banking, Wealth Management & Private Banking.

What is the MAB requirement for Family Banking across locations?

For family banking customers, MAB requirement is ₹15,000 across all locations to avoid non maintenance in case family banking programme criteria is not met at family level.

Will customers get new Debit Card on upgrading Family Banking Programme?

Yes, on Programme upgradation (for eg from Select to Wealth or Wealth to Private Banking) each member will be issued new debit cards. Old debit cards would be blocked upon successful activation of the new debit cards.

Do family members get debit cards and lounge access?

Yes, all family members will receive card benefits on their individual debit card along with complimentary lounge access as applicable on the enrolled Programme.

Are there any conditions for lounge access on debit cards?

Yes, customer is eligible for lounge access on 10k spends through Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Programme

Domestic Airport Lounge per quarter

Savings Account

Nil

Select Banking

1

Wealth Management

2

Private Banking

6

 

Family members’ account can enjoy lounge access on their individual Debit Card if they meet the criteria of 10k spends through their individual Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Do Kid Accounts get lounge access on debit card?

Yes, kid accounts are also eligible for lounge access on debit cards as per their enrolled programs basis 10k spends through their individual Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Can a Joint Savings Account customer enrol into programmes?

Yes, Joint Savings Account customers can enrol into Select Banking, Wealth Management and Private Banking programmes.

Can an HUF enrol into programmes?

Yes, HUF can enrol into Select Banking, Wealth Management and Private Banking programmes.