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BEST FOR

Saving up on your EMIs

  • Instant Sanction

  • Special Processing Fees*

  • Minimal Documentation

  • Long Tenure

 

 

 

About Instant Balance Transfer

What is a Balance Transfer?

You can get an instant sanction for the transfer of outstanding balances for your existing Home Loan, LAP (Specialised), Commerical Property Loan, Land Loan, LRD and Loan Against Land 

Top-Up Loan facility available

 

Get extra funds on top of your transferred loan for renovation or personal needs without a separate application.

Eligibility Criteria

Salaried or self-employed individuals with an existing loan with another bank and a good repayment history can apply for Instant Balance Transfer.

Why Choose ICICI Bank

ICICI Bank provides you with instant sanction and  minimal documentation, all at a special processing fees*!

This can help you save on your EMIs and utilise the savings towards long-term goals

Additionally, you can also avail a top-up facility in case you require additional funds

 

FAQs

Can I apply if my loan is with another bank?

Yes, you can transfer your existing loan from any bank or NBFC.

Why should I opt for an Instant Balance Transfer?

Select customers of ICICI Bank can enjoy numerous benefits by getting a Home Loan Balance Transfer online. These include Instant Online Sanction, Attractive Interest Rate, Long Tenure, Quick Processing and Affordable EMIs. The Instant Balance Transfer is the best facility that saves you money for future 

Can specialised / under-construction properties be funded under an Instant Balance Transfer?

No, ICICI Bank does not offer funding for specialised or under-construction properties under an Instant Balance Transfer

How soon will I get the sanction?

Sanction is usually instant post successful document submission and eligibility confirmation.

Disclaimer

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