Mortgage Loan Interest Rates (2025)
Mortgage Loan interest rates are influenced by economic policies, market conditions and individual credit profiles of the applicants.
A key factor that impacts the interest rate is the Repo Rate, which determines borrowing costs for banks.
We offer attractive rates for secured loans, depending on the loan tenure and type of mortgage. Borrowers with strong credit scores may benefit from lower rates. You can apply for a mortgage loan online with minimal documentation and an online sanction*.
*T&Cs. Subject to verification of the documents as per bank’s policy.
Repo Rate effective June 7th, 2025 – 5.50%
Interest Rates for Non-Housing Loans: Loan Against Property/Non-Residential Premises/Lease Rental Discounting
Loan Amount |
Salaried, Self-Employed Priority Sector (PSL) Customers |
Self-Employed: Non-PSL Customers |
|---|---|---|
Up to ₹ 50 lakh |
11.10%-11.75% |
11.60%-12.25% |
₹ 50 lakh to ₹ 100 lakh |
10.85%-11.50% |
11.35%-12.00% |
Above ₹ 100 lakh |
10.60%-11.25% |
11.10%-11.75% |
The above rates are linked to the Repo rate
Interest rates mentioned above will vary basis parameters such as the Bureau Score (credit score), Customer Profile, Segment etc.
The interest rates mentioned above are valid till 31st October, 2025