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BEST FOR

Urgent Home Renovation

  • Medical Emergencies

  • Education Expenses

  • Travel or Events

  • ICICI Loan Customers Needing Funds

 

 

 

About the Respective Product

What is a 24-Hour Top-Up Loan?

It’s a quick disbursal loan offered on your existing ICICI Bank Mortgage Loan, with instant sanction, minimal paperwork, and fund credit within 24 hours.

Who Can Apply?

Only existing ICICI Bank Home or Mortgage Loan customers with a good repayment history are eligible for this facility.

Use of Funds

The top-up amount can be used for approved purposes like home improvements, education, travel, medical needs, or urgent financial requirements.

Documentation Needed

In most cases, no additional documents or KYC proof are needed. The Bank may request verification if required.

Charges & Fees

Processing fee and applicable taxes will be deducted at the time of disbursal. Prepayment charges may apply as per terms

FAQs

Who can apply for the 24-Hour Top-Up Loan?

Existing ICICI Bank Mortgage Loan customers with a solid repayment history.

How is the amount disbursed?

Funds are directly credited to your linked account within 24 hours*.

Is there a loan limit?

Yes, your eligible top-up amount depends on your existing loan and repayment history.

What can the loan be used for?

It can be used for permitted personal needs such as renovation, education, or emergencies.

Is income proof required?

No, income proof is generally not required if your repayment record is strong.

Disclaimer

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