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Exclusive Benefits

  • Dedicated Relationship Manager for all your banking needs

  • Priority service at business centres and Phone Banking

  • Competitive rates across remittances, loans and lockers

  • International and Domestic Lounge Access

 

 

 

 

 

Apply for NRI Account

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Schedule of Charges

Savings Account Interest Calculator

How to Apply

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FAQs

What is the NRI Premium Programme?

The NRI Premium Programme is an exclusive banking offering for non-resident Indians (NRIs) that provides preferential services, special privileges, and Premium banking benefits.

What are the eligibility criteria for the NRI Premium Programme?

You are eligible for the ICICI Bank NRI Premium Programme if you agree to Maintain any one of the below:

Maintain Deposits* + Account Balance of ₹ 25 Lac OR

Deposits* + Account Balance + Mutual funds AUM^ + Demat holdings of ₹ 1Cr

*Deposits include Fixed Deposits/Recurring Deposits

^AUM - Assets under Management

What are the benefits of the NRI Premium Programme?
  • A savings programme that gives you access to power-packed features, benefits on rates and charges
  • Dedicated Relationship Manager for your banking needs
  • Mastercard World Debit Card with airport lounge access

Can I upgrade my existing NRI account to the NRI Premium programme?

Yes, you can upgrade your existing NRI account to NRI Premium by fulfilling the balance requirements

How to access airport lounges ?

Now wait in luxury before flying, with our complimentary international & domestic airport lounge access.

International airports: Get two complimentary lounge access in a calendar year. To know participating lounges refer *http://www.loungekey.com/icicibank

Things to note when availing International lounge access by Premium Customers:

  • Mention ‘Loungekey’ to the Airport lounge operator when availing the service, ensure that Loungekey terminal is being used by the lounge operator.
  • International Ecom & POS flag is enabled prior via Internet Banking/Mobile app.
  • A $35 pre-authorization amount is generally deducted by Service provider and refunded thereafter, hence maintain sufficient balance in card linked NRE account.
  • Only the cardholder visit is free. Any additional guests will be charged.
  • Card type, utilization limits, lounge TnCs as applicable.
  • Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India. Click here to see the list of lounges

How can I upgrade my account to the NRI Premium Programme? Will I receive a new ATM-cum-Debit Card upon becoming an NRI Premium Programme customer?

To become a NRI Premium Programme customer,

-If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our Customer Care.

-If you don’t hold the requisite balances in your account, fund your account to ensure the required balances and then place the request at your nearest ICICI Bank branch or call our Customer Care.

-You have an option to continue with the existing card or the new ICICI Bank World Debit Card will be sent to you on your specific request only. You can apply for the ICICI Bank World Debit Card through any of the following ways:

  • Call our Customer Care
  • Place a request through your Internet banking account
  • Walk into any ICICI Bank branch in India and submit your request

Am I required to sign any declaration before enrolling in the NRI Premium Programme?

Yes, to enroll in the NRI Premium Programme, you are required to complete and sign the necessary application forms, which may include declarations about your NRI status and agreement to the programme's terms and conditions. It's important to read and understand all declarations before signing.

What is NRI Family Banking?

ICICI Bank's NRI Family Banking allows NRI customers to group their family members' accounts under a single Family ID, enabling collective maintenance of balances and access to enhanced banking benefits. The primary member should be an NRI Select or Premium Account holder, and family members can include parents, spouses, children, grandparents, grandchildren, in-laws, and siblings.

Can two Savings Accounts be linked under an NRI Family ID?

 Yes, two Savings Account holders can form a Savings Account Family ID. However, the NRI Premium customer ID must be the primary customer ID in the NRI Premium Family ID.

What are the debit card benefits?

Under NRI Premium programme you are eligible for

  • Premium Mastercard World Debit Card
  • Exclusive rewards on international purchases
  • Higher transaction and withdrawal limits 
  • International and Domestic lounge access

Is interest earned taxable?

Interest earned on NRE accounts is tax-free in India whereas Interest earned on NRO accounts is taxable in India

How to apply for an NRI Account?

You can apply for an NRI Account either through our Assisted Journey with the help of a Relationship Manager or through a Do-It-Yourself (DIY) Journey online.

Assisted Journey

  • Get Started: Schedule a convenient date and time to receive a callback from our Relationship Manager.
  • Complete Your Application: Provide the mandatory documents and details. Our team will help you complete and submit the application.
  • Activate Your Account: Upload photo, signature, completed form and documents through the portal. Activate your account by transferring funds from your overseas account.
  • Get Your Welcome Kit: Once activated, you’ll get your cheque book, debit card, and internet banking details delivered to you.

 

Do-It-Yourself (DIY) Journey

  • Get Started: Choose the NRI programme that fits your needs
  • Complete Your Application: Complete and upload your digital account opening form. Keep your Passport, valid VISA and a self-signed declaration handy.
  • Activate your account: As soon as your details are verified, your NRI account will be opened. Activate your account by transferring funds from your overseas account.
  • Get Your Welcome Kit: Once activated, you’ll get your cheque book, debit card, and internet banking details delivered to you.
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