Savings Account: One Account - Endless Possibilities

Monthly Average Balance required in the new savings account is as follows:

• Metro and Urban locations - ₹ 15,000

• Semi-urban locations - ₹ 7,500

• Rural locations- ₹ 2,500

Following customers are exempted from the requirement of monthly average balance:

• Customers fulfilling programme eligibility criteria

• Pensioners receiving pension in their ICICI Bank Savings Accounts

• Students of Select Institutes

Customers can enrol for any of the three programmes mentioned below:

• Private Banking

• Wealth Management

• Select Banking

Customer can fulfil any of the below criteria to qualify for the programme: 

Private Banking (Any one)

• Relationship value of ₹5 Cr
  (Deposits + Account Balance + MF Value + Demat Holdings)

• Deposits + Account balance = ₹ 50 L

Wealth Management (Any one)

• Relationship value of ₹50 L
   (Deposits + Account balance + MF Investments + Demat holdings)

• Deposits + Account balance = ₹10 L

Select Banking (Any one)

• Relationship value of ₹25 L
   (Deposits + Account balance + MF Investments + Demat holdings)

• Deposits + Account balance = ₹2 L

Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

It is applicable for new savings accounts opened on or after August 1, 2025. This new savings account is not applicable for the following customer segments:

• Salary Accounts
• Existing Savings Accounts opened before August 1, 2025
• Pradhan Mantri Jan Dhan Yojana Account
• Special Categories: Accounts for visually impaired, incapacitate, etc
• BSBDA or Pradhan Mantri Jan Dhan Yojana Accounts
• Special Categories: Accounts for visually impaired, incapacitated, etc 

An ICICI Bank Savings Account is considered as one of the best to manage and grow your savings. Get access to funds at competitive interest rates along with several bank and digital services.

• Aadhaar Card or e-Aadhaar
• PAN Card.
• Click here to view the documents that are required for opening an ICICI Bank Savings Account.

There is no minimum balance requirement for Student Savings Account.

Log in to ICICI Bank's iMobile app or Internet Banking with your User ID and set up your Passcode/Password.

Update your mobile number at ICICI Bank ATMs, Branches or through the website (icicibank.com). Please note that mobile number update via Customer Care or Internet Banking is no longer available.

 You can update your mobile number at any ICICI Bank Branch

Generate your Internet Banking password through icicibank.com, Customer Care or any ICICI Bank Branch.

You can now transfer your Savings Account from any ICICI Bank Branch to another through Internet Banking, the iMobile app, Customer Care or by visiting any branch and submitting a request.

It is a regulation to prevent US citizens and residents from avoiding Tax through offshore accounts and is mandatory for opening a new Savings Account.

• Log in to the iMobile app
• Tap on ‘Debit Card’ on the home page
• View your Virtual Debit Card details and manage services.

Adding a nominee ensures your assets are managed correctly, in case of an unfortunate scenario. The nominee acts as a custodian and must provide a valid ID proof if needed.

An Account is classified as Dormant, if inactive for over 2 years that includes inability to transact or update details.

• Visit an ICICI Bank Branch and complete the Re-KYC form
• Provide address proof and PAN Card/Form 60
• Carry out a transaction.

Family Banking is an exclusive benefit which is available only for customers enrolled in Select Banking, Wealth Management and Private Banking for Savings Account. For Salary Account holders, this is available for Power Pay, Select Banking, Wealth Management & Private Banking.

For family banking customers, MAB requirement is ₹15,000 across all locations to avoid non maintenance in case family banking programme criteria is not met at family level.

Yes, on Programme upgradation (for eg from Select to Wealth or Wealth to Private Banking) each member will be issued new debit cards. Old debit cards would be blocked upon successful activation of the new debit cards.   

Yes, all family members will receive card benefits on their individual debit card along with complimentary lounge access as applicable on the enrolled Programme.

Yes, customer is eligible for lounge access on 10k spends through Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Family members’ account can enjoy lounge access on their individual Debit Card if they meet the criteria of 10k spends through their individual Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Yes, kid accounts are also eligible for lounge access on debit cards as per their enrolled programs basis 10k spends through their individual Debit Card (POS / ecom) in last quarter or have maintained respective Programme criteria.

Yes, Joint Savings Account customers can enrol into Select Banking, Wealth Management and Private Banking programmes.

Yes, HUF can enrol into Select Banking, Wealth Management and Private Banking programmes.